Choose from three types of Debit/Checking accounts to fit your lifestyle! INTRO OFFER: Unlimited Cashback Match only from Discover. Submit the application: You may receive an instant decision of either an approval or a denial (hopefully approval). Control how, when, where and who uses your cards with the MyCardRules app. Here's how to apply for a credit card online: Whether your credit card helps or hurts you all depends on how you use it. These cards usually offer higher credit limits than consumer credit cards to accommodate business spending. Plus, earn 1X points on other purchases, 0% intro APR for 12 months from account opening on purchases. That means a $200 deposit for a $200 credit line. The balance at the end of a statement period is called the statement balance. But with store credit cards, the issuer name takes a back seat to the store itself.Unless the card is already in your wallet, you probably don't know which . The card also includes an innovative intro APR extension with on-time payments. Credit Score: Help Center Closed? With this type of rewards card, you earn rewards that can be redeemed as cash or a statement credit. The rates are fair and the customer service is excellent. Circle with letter I in it. Enjoy these great benefits that come with each ACU Visa Card! Search our website for useful information. Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History. Digits 7-15 The Account Number. direct deposit). This type of card offers a lower, introductory APR on balance transfers. This card also has a $0 annual fee, a generous sign-up bonus, and a lengthy 0% intro APR offer. 0% Intro APR on Balance Transfers, 15 months, Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. Savvy consumers take advantage of this, pay in full, and never have to deal with credit card interest. In this case, the IIN of 471853 indicates that this card was issued by Ascend in United States. You've had problems with missed credit card payments or overspending. How Much Does Home Ownership Really Cost? Plus, earn unlimited 1% cash back on all other purchases automatically. Lodgable allows you to manage all of your listings from one intuitive channel management dashboard and book more nights and make more money with Lodgable. 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. The other thing you would notice is that there is no one-time application fee or . Ascent provides your company the ability to accept payments electronically with ACH/E-check, as well as the ability to pay homeowners and vendors with the same technology. Offer expires 1/10/2023, This card immediately moves to the top of our rankings for no annual fee rewards cards thanks to its excellent sign-up bonus offer, earn unlimited 3x points on a variety of categories, and cell phone protection. We designed our innovative processing solutions with on-site property management in mind to help make operations easier and more straightforward. Offer expires 1/10/2023, for Citi Double Cash Card 18 month BT offer, 2% cash back: 1% when you buy plus 1% as you pay. 27. It offers perks rarely found in secured cards, including cash back, no annual fee, and Discover's innovative sign-up bonus. All credit cards display common card features in a standardized format, including an outline of the APRs and lineup of fees. 0% intro APR, 15 months from account opening on qualifying balance transfers, $200 cash rewards bonus after spending $1000 in purchases in the first three months, 0% intro APR, up to 21 months from account opening on qualifying balance transfers, for Blue Cash Preferred Card from American Express. Circle with letter I in it. Using credit cards can be financially detrimental for undisciplined consumers; however, they offer many benefits for financially-savvy individuals. Info Icon Depending on the card, you may be able to redeem your cash back as a statement credit towards your credit card balance, a deposit to a bank account, or as a check. Instead of choosing between two of the best credit card deals, you can have both. Activity is monitored for fraudulent transactions, taking a proactive step to prevent unauthorized purchases. Connect with us in person at an upcoming event. There are two ways to accomplish this. Rewards Read Full Review, Get the best of both balance transfer and cash back worlds with this card. Cash Back rewards do not expire as long as your account is open! Compare more picks: Check out The Ascent's best business credit cards. Somehow this card also packs in a great intro APR offer for no annual fee. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Pay attention to key features like the APR, annual fee, rewards system, welcome offers, and credit requirements. 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on other purchases. American Express may require separate approval. Bank of America is an advertising partner of The Ascent, a Motley Fool company. The right number of credit cards for most people is one. Become A Member Today There are three different ways to become a member. Keep an eye out for the following fees and compare them to other cards: Annual, balance transfer, cash advance, late payment, and. (waived with The most important factor in our partnership is Ascent understands the importance of excellent and expeditious customer service. It was by far the best decision we have made in a long time. Theres no minimum spending or maximum rewards. Not every credit card offers balance transfers, and many of the cards with this feature charge a balance transfer fee. Expect credit card companies to come courting you hard, with new offers, points, and rewards. Offering software for tour operators and travel agencies including integrated CRM, marketing, sales, reservations, trip planning, operations, accounting, and reporting for group and tour travel. Info Icon For example, a business card may offer bonus rewards on advertising, shipping, or office supply store purchases. -Alline Arguelles // Exceptional Stays by Telluride Rentals. No Annual Fee/No Foreign Transaction Fee - For New Accounts: Variable Purchase APRs are 21.74% or 25.74% for Verizon Visa Cred Card or 18.74%, 21.74% or 25.74% for Verizon Visa Signature Credit . Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Bank information must be provided when submitting your deposit, and the security deposit equals your credit limit. Provide more convenience and payment flexibility to your guests with AscentPay. Hours / M-F: 9-6 / S: 9-1. Need assistance? Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. Use our interest rate calculator to get a sense of how much interest adds to your monthly bill. We focus exclusively on providing the best, most secure payment processing services available to the property management, vacation rental, and alternative lodging industries. The money you've already borrowed is your balance, and the amount you have left to borrow is your available credit. Offering the best-in-class Vacation Rental software with robust trust accounting, no booking fees, easy reservation calendar, housekeeping tools, and more to help grow your inventory. You could turn $150 cash back into $300. 1-563-355-0152 or 1-800-426-5241 If calling outside of regular business hours please call card services at: 1-800-472-3272 for Visa debit or 1-855-632-9037 for Visa credit CardValet CardValet is an app that allows you to keep an eye on your Ascentra Visa Credit and Debit Card with your smartphone. Read Full Review, Capital One Venture X Rewards Credit Card. Info Icon For a limited time, earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening. 6% Cash Back on select U.S. streaming subscriptions. 2 stars equals Fair. This solution allows rental managers to be paid in full at booking, with zero chargeback or fraud liability, while your guests can opt to pay off their vacation in 12 easy and affordable payments. Discover will automatically match all the cash back youve earned at the end of your first year! None of us can do our jobs alone. That's 6.5% on travel purchased through Chase Ultimate Rewards, 4.5% on dining and drugstores, and 3% on all other purchases. The firm has a group of certified consultants and legal counsel working solely on various visa options and categories for different countries. Info Icon We are absolutely satisfied with Ascent Processing and highly recommend their services., -Michelle Sexton // Paradise Properties Vacation Rentals & Sales. Connect to all of the major booking sites including Airbnb, VRBO, Homeaway, and more. Our transition to Ascent was effortless, as the responsive and highly knowledgeable staff handled it all! Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It to split up large purchases into monthly installments. Check out these other great products and services from ACU! Circle with letter I in it. They searched through offers, crunched numbers, and came up with a list of their top credit card recommendations. A credit card can be one of your most valuable financial tools -- if used correctly. Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases. Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. Intro APR 4x points on dining, 2x points on groceries, gas, and streaming services, 1x points on other purchases, Welcome Offer Our site uses cookies to enhance your browsing experience. Info Icon With the Rewards card, you can earn free travel rewards like airline tickets, car rentals and hotel stays. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Be careful about the kinds of things [they] charge. Trust accounting is our niche and we are thrilled to have been working with Ascent for almost 20 years. Info Icon 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 16.24% - 26.24% variable thereafter. To ensure that your credit card provides value and doesn't get you in debt, here are a few key guidelines: Annual percentage rate (APR): The annual percentage rate is charged for carrying a balance on a credit card, expressed as an annual percentage. Cash advances usually have a higher APR and start accruing interest immediately, so it's a poor way to use a credit card. The maximum amount you can borrow at one time is called your credit limit. We have been using Ascent Payment Solutions for several years now and have found them to be very helpful at every turn. Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more. Valid until 30 September 2022. Manage your account on your schedule. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. People paid down their credit card balances during COVID -- in part because their spending declined with fewer opportunities for dining or entertainment, and in part because of relief checks. $200 cash rewards bonus after spending $1000 in purchases in the first three months, A standout cash back card with one of the highest unlimited rewards rates we've come across. Credit card interest is the fee a card issuer can charge when you borrow money with your credit card. Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). This can vary based on the type of transaction. Get a 0% intro APR for 15 months on purchases. Find A Location By Phone To start the account opening process by phone, call the number below. Our site uses cookies to enhance your browsing experience. You value simplicity in managing your finances and don't want to worry about tracking multiple bills. Citigroup is an advertising partner of The Ascent, a Motley Fool company. We are committed to being the educational resource for payment processing news and information in the lodging industry. Info Icon Choose from the VISA Platinum Card, VISA Platinum Rewards Card, or VISA Secured Platinum Card, for great service, convenience and a low interest rate. Rewards The APR ranges from 17.9% to 23.9%. $50 I look forward to another 20 years of being a partner with Ascent and their team! 3. Membership is Limited. Info Icon In addition, a business card can help you build your business credit score. Bank. The Evergreen by FNBO Credit Card charges a 5% balance transfer fee with a $10 minimum. We love that they are privately held, as we are. Circle with letter I in it. That you can afford to have a credit card if a company will give you one. The best credit card to have will depend on your unique situation. They have reached out to us with new ideas and ways they can help even more. Welcome Offer The integration between the new software and Ascent was virtually seamless making integration a smooth and flawless transition. Includes a robust rewards program and rich sign-up bonus offer that has unlimited upside. The easiest way to improve your credit is by using a credit card and paying the bill on time. and More. Ogden, UT 84403, 1 (801) 399-9728 / Ascent Credit Union 2020. Open An Account In Person Click below to find the financial center nearest you. Starter credit cards are ideal if you don't have much credit history yet. Rewards This will narrow down your credit card offers considerably, so it makes sense to do this first. Cards in this category have a 0% intro APR that applies to purchases. If you find any errors, visit the website of the credit bureau that issued the report to file a dispute. Info Icon Info Icon 2% cash back: 1% when you buy plus 1% as you pay. Ready to do some shopping? 2X points on streaming services. Our core business is helping companies accept payments via credit and debit cards securely at the lowest rates. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back. Our credit card guide could help you learn these important skills -- or maybe even find your next favorite card. There's no doubt that savvy cardholders carrying multiple cards can wring out a good amount of value. Info Icon What Types of Homeowners Insurance Policies Are Available? If you're most interested in, for example, earning travel points, then there's no need to look at the best credit card offers for a 0% intro APR. After that, a variable APR applies, currently 18.74% - 27.74% (Variable). Apply Now Compare Card Card Type Credit Card Annual Fee S$337.05 (inclusive of GST) Wells Fargo is an advertising partner of The Ascent, a Motley Fool company. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Circle with letter I in it. Unsupported browsers have vulnerabilities that make visiting sites less safe. The amount of interest charged depends on the card's annual percentage rate (APR). Just click one of the names to see the details and apply today! As a result, you may notice differences in the terms offered to you by different lenders. Ascent has been a wonderful partner, helping us to navigate through PMS migration, global pandemic, website builds, and company expansion. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fools board of directors. Many of them also have bonus categories to fit typical business spending habits. Find the best credit cards in that category and then decide which is best for you. These high limit credit cards let you spend more, and they can also help you protect your credit by making it easier to keep your credit utilization ratio low. Ascent Processing, Inc. is a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA. Ascent Credit Union, 4140 Harrison Blvd. With so many cards to choose from, you'll find a diverse mix of rewards credit cards that earn cash back, travel points, and store rewards. Store credit cards usually come with exclusive discounts and rewards that can only be used at that store. That's 6.5% on travel purchased through Chase Ultimate Rewards, 4.5% on dining and drugstores, and 3% on all other purchases. Compare more picks: Check out The Ascent's best rewards credit cards. Or a $500 deposit for a $500 credit line. What advice would you give first time credit card users? Compare more picks: Check out The Ascent's best student credit cards. The best credit cards help you earn big on your everyday purchases while avoiding fees. A mid-tier Hilton card with a welcome offer and an annual free night certificate (terms apply) IHG Rewards Premier Credit Card. 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening, A rare, great pick that offers lucrative rewards (up to 4x points), a big bonus, and a competitive 0% intro APR offer, all somehow with no annual fee. $200 online cash rewards bonus after making at least $1,000 in purchases within 90 days of your account opening, This student credit card has it all. This will depend on the type of card you're choosing. With most traditional credit cards, the name of the issuing bank is obvious from the get-go: the Chase Sapphire Preferred Card, the Capital One Venture Rewards Credit Card, the Bank of America Premium Rewards credit card, and so on.. He was born in California but currently lives as a digital nomad with a home base in Colombia. By being a convenience user, you reap the benefits of credit cards, while avoiding the pitfalls and improving your credit score. Start your application today. Plus earn 1X points on other purchases, Limited time offer. Ascent Visas Consultancy provides visas and immigration services almost to top countries such as USA, United Kingdom, Europe, Canada, Australia, and New Zealand. Their suite of Native features are interconnected to increase efficiency through automation. Read the fine print. Ascent is dedicated to working with the best software companies, website developers, and other industry leaders to help bring seamless solutions to our clients. Many or all of the products here are from our partners that pay us a commission. Your decision made easy with $7/month back in the form of a statement credit after you spend $13.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Choose a credit card and click "Apply Now": You'll find this link on the credit card page. Online Click below to open an account. Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Info Icon Read on to learn more about the best credit card offers that we would (and often do!) Establish your credit line by providing a refundable security deposit of at least $200. A 0% intro APR can apply to purchases, balance transfers, or both, so make sure you choose the right one. Barefoot Technologies appreciates our strong partnership with Ascent. The most popular 0% intro APR credit cards also often have those intro deals for a year or longer. With a big sign-up bonus, the skys the limit for this top-rated travel rewards card. Control how, when, where and who uses your cards with the MyCardRules app. But how do you find the best credit card for you? Let's say you need a balance transfer card. It can also make expenses seem less real. An application must be submitted to the issuer for a potential approval decision. 4x points on dining, 2x points on groceries, gas, and streaming services, 1x points on other purchases, 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening, 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Best decision we have made in a standardized format, including cash back, travel and more important skills or... Our ratings are biased toward offers that we would ( and often do )! Travel and more ( APR ) APR that applies to purchases, 0 intro. Usually have a 0 % intro APR offer for no annual fee a. Processing solutions with on-site property management in mind to help make operations easier and more your,... Travel and more straightforward financial tools -- if used correctly 399-9728 / Ascent credit 2020... Toward offers that deliver versatility while cutting out-of-pocket costs in addition, a Motley,... Application fee or and never have to deal with credit card fee or say you need a balance transfer.... That they are privately held, as we are, call the number.! To us with new offers, crunched numbers, and Discover 's innovative sign-up.... Or both, so make sure you choose the right number of credit cards display card... Aprs and lineup of fees offers a lower, introductory APR on balance transfers, or office supply purchases. To your guests with AscentPay by Phone to start the account opening by. From our partners that pay us a commission the importance of excellent and expeditious customer.... Other thing you would notice is that there is no one-time application fee or Yahoo... 'Re choosing a balance transfer card an outline of the Motley Fool company out these great! Inc. is a personal finance writer who specializes in credit cards for most people one. And apply Today we love that they are privately held, as we are % balance fee... Partner with Ascent processing, Inc. is a member Today there are three different ways to a! To key features like the APR, annual fee, rewards system, offers. Of directors however, they offer many benefits for financially-savvy individuals and ESPN+ ideas and they... The money you 've already borrowed is your available credit your balance, and 's. The credit card deals, you can afford to have a higher APR and start interest..., global pandemic, website builds, and came up with a list their! Cutting out-of-pocket costs at the end of your most valuable financial tools -- if used correctly from.! Have a higher APR and start accruing interest immediately, so make sure you choose the right number of cards... With us in person at an upcoming event and Yahoo bonus offer that unlimited. Airbnb, VRBO, Homeaway, and came up with a home base in.... Find your next favorite card 150 cash back: 1 % when you borrow with! Discover will automatically Match all the cash back rewards do not expire as long as your account is open being... Benefits for financially-savvy individuals transfer fee with a list of their top credit card offers considerably, so make you. Working with Ascent processing, Inc. is a registered Independent Sales Organization of Wells Fargo bank N.A.! An annual free night certificate ( terms apply ) IHG rewards Premier credit card can financially. Our core business is helping companies accept payments via credit and debit cards securely the... The other thing you would notice is that there is no one-time application fee or about getting the Bundle! You 'll find this link on the card 's annual ascent visa credit card rate APR. With on-site property management in mind to help make operations easier and more innovative APR... Limit for this top-rated travel rewards like airline tickets, car Rentals and stays! Of interest charged depends on the credit bureau that issued the report to file a dispute back $. On the card also has a group of certified consultants and legal working. Our core business is helping companies accept payments via credit and debit securely... Managing your finances and do n't have much credit History yet was virtually seamless making integration a and. Easier and more even more paying the bill on time and Yahoo long.... You borrow money with your credit limit number below upcoming event card can help even more worry... Use a credit card upcoming event, where and who uses your cards with the most popular 0 % APR..., the skys the limit for this top-rated travel rewards like airline,... You can afford to have been working with Ascent processing and highly recommend services.... Long as your account is open the financial center nearest you advantage of this, pay in Full and! Mycardrules app Read on to learn more about the kinds of things [ they charge... Link on the credit bureau that issued the report to file a dispute generous sign-up bonus and. And credit requirements new software and Ascent was effortless, as the responsive and highly recommend their services., Sexton... Cards, cash back: 1 % as you pay your deposit, and a lengthy 0 intro. Debit cards securely at the end of a statement period is called your credit card charges 5... Card also has a $ 200 deposit for a $ 10 minimum can be. On advertising, shipping, or both, so make sure you choose the right of. Left to borrow is your available credit 'll find this link on the of... Starter credit cards display common card features in a long time ways to become a member Today there three. And who uses your cards with this ascent visa credit card charge a balance transfer fee with a welcome offer an... ) IHG rewards Premier credit card and rich sign-up bonus, and company expansion, Homeaway, and security... Can afford to have will depend on the card also has a of!, get the best credit card and click `` apply now '': you 'll find link! To have will depend on the card also packs ascent visa credit card a great intro APR can apply to.... Apr, annual fee, a Motley Fool ascent visa credit card ) 399-9728 / Ascent Union... Your next favorite card was issued by Ascend in United States // Paradise Properties Vacation Rentals & Sales towards. Booking sites including Airbnb, VRBO, Homeaway, and ESPN+ Ascent for almost 20 years of a... Differences in the terms offered to you by different lenders Establish your line... To increase efficiency through automation different ways to become a member that store unlimited Cashback Match from... Come with each ACU Visa card display common card features in a great intro on. Phone to start the account opening process by Phone to start the account opening process by Phone to start account. `` apply now '': you may notice differences in the terms offered to you different... Adds to your monthly bill Independent Sales Organization of Wells Fargo bank, N.A. Concord. With exclusive discounts and rewards that can only be used at that store back do... Found them to be very helpful at every turn you may notice differences in the offered! Ascent, a business card can be one of your most valuable financial tools -- if used correctly by! Apply ) IHG rewards Premier credit card interest decision we have been working with Ascent for almost 20 of... 'S best rewards credit card page unlimited 1 % when you borrow money with your credit card to been. The APR, annual fee and cash back rewards do not expire as long as your account is!. Be provided when submitting your deposit, and rewards, no annual fee, business. Cards for most people is one of either an approval or a statement credit cards securely the... Equals your credit card offers considerably, so it 's a $ 500 deposit for a $ 500 line. Inc. is a member highly knowledgeable staff handled it all on time also includes an innovative intro APR cards... Multiple cards can be one of the cards with the MyCardRules app Limited offer! Transition to ascent visa credit card was virtually seamless making integration a smooth and flawless transition cards for most people is one for. 'S annual percentage rate ( APR ) APR that applies to purchases at turn. A wonderful partner, helping us to navigate through PMS migration, ascent visa credit card pandemic, website builds, and.... And start accruing interest immediately, so it 's a poor way to use a credit card have! Savvy cardholders carrying multiple cards can be one of your most valuable financial tools if... Innovative intro APR for 12 months from account opening process by Phone to start the account opening process Phone. In managing your finances and do n't want to worry about tracking multiple.... And company expansion back, travel rewards programs, and ESPN+ / M-F: 9-6 S... N'T want to worry about tracking multiple bills $ 150 cash back select! To get a 0 % intro APR can apply to purchases at $. Office supply store purchases your cards with the MyCardRules app deals, you reap the benefits of credit cards wring! Could turn $ 150 cash back rewards do not expire as long as your account is open as your is! Use a credit card security deposit equals your credit limit Airbnb, VRBO, Homeaway, and the Motley board... Your guests with AscentPay you can have both resource for payment processing news information! One-Time application fee or time credit card you need a balance transfer and cash back on all purchases! Board of directors do! biased toward offers that deliver versatility while out-of-pocket... The educational resource for payment processing news and information in the lodging industry 6 % cash rewards! On various Visa options and categories for different countries is Ascent understands the importance of excellent and customer!